The Griota  loans are intended for bike taxi riders – commonly referred to as boda-bodas.

• You must be a full time rider earning your primary income through your bike taxi services.
• You must be registered at a registered boda-boda stage.

Applying for a Griota loan is easy and straight forward:

1. Download the Griota app from Playstore or Appstore and register. 
2. After registration. Click the “Apply for Loan” option and fill in the details. 
3. Identify 3 other members of your stage who are already registered on Griota.
4. Ask your fellow stage members to open the app and endorse your loan. 
5. Once your loan is endorsed, our team will review your application and get back to you within 2 hours. 
6. Upon approval, you will receive the money on your phone.

Click me to read about our loan approval process

For existing customers, a loan can be approved in as little as 30 minutes.
For first-time customers, a loan is approved within 2 – 4 hours of all requirements being submitted.

Click me to read about our loan tiers.

Click me to read about loan duration

Dial *185*9# on Airtel Money.
Use Merchant Code 6240700 to make payment
Your payment will automatically be tagged to your phone number.
Making payment using a different Mobile Money account from the one registered with Griota:
If you are making payment through a different phone number from the one you registered with us, please put your full name on “reference”.
Loans instalments must be paid by 9pm of each day.

Log into your account to view your loan balance

Loans instalments must be paid by 9pm of each day.
If for whatever reason you are unable to make payment on that day, please contact us by 9pm of that day.
Defaulting on payment will cause you to be blacklisted. It will also affect the credit score of your referees. The loan default terms in the loan agreement will be executed.